Planning to start a construction project but working with a limited budget? You’re not alone and the good news is, building on a budget is very possible with the right steps. Start by organizing a site visit with a professional to assess your land and identify any key factors that may affect the design or cost. From there, have your house design developed based on your needs, preferences, and the site conditions. Once the design is complete, request a Bill of Quantities (BOQ)—this document outlines all the materials, labor, and associated costs, giving you a clear and realistic idea of your budget.

With a BOQ in hand, you can then explore financing options, whether through a bank loan, SACCO, or other funding sources. However, one of the best ways to manage construction costs is by working with a reliable contractor who offers flexible payment plans. This allows you to build in phases or spread out payments without compromising on quality or progress. Taking a step-by-step approach not only keeps you financially prepared but also ensures your project stays organized from start to finish.